What the credit card companies dream customers are those who promptly pay the minimum payment each month. Though this gives the companies the reliability of someone who pays them regularly but allows them to charge a great deal of interest because they take forever to pay it back. A cardholder should aim to pay off the full balance every month if he/she can and even if he/she cannot manage that it is best to arrange a fixed affordable payment. Try Always to avoid the trap of just paying the minimum payment.
Though Credit cards have their uses but getting cash advances is not one of them. One will almost always be charged a lot of money for doing this so the best move toward is to act as if it is not possible and use other means for getting cash. If one uses a credit card for a cash advance there are likely to be additional problems like any repayments then make not going towards paying off any of the very expensive interest on the cash advance until the cardholder cleared all the other debt.
It is always better to follow guidelines and one can use credit cards for cheap borrowing and free credit without paying for the privilege. Before jumping into any credit card facility it is best to go through the rules a regulation s of that company and every hidden traps should unfolded before. Every company has their own rules and regulations for their credit card holders. So it would be best to follow the guideline and use it for he benefit of both.